IOB Local Bank Officer Recruitment 2026 is out for 250 LBO posts. Check eligibility, age limit, salary, application fee, exam pattern and apply online before 24 August 2026.
Indian Overseas Bank (IOB) has released the official notification for IOB Local Bank Officer Recruitment 2026-27 for recruitment of 250 Local Bank Officers (LBO) in JMGS-I. Eligible graduates can submit their applications online from 08 August 2026 to 24 August 2026. Candidates can apply for a vacancy in one state only and must possess proficiency in the specified local language of that state.
IOB Local Bank Officer Recruitment 2026
Indian Overseas Bank has invited online applications for 250 Local Bank Officer posts in JMGS-I under Advertisement No. HRDD/RECT/02/2026-27 dated 07 August 2026. The selected candidates will be posted in the state for which they have applied. Online registration and fee payment will remain open from 08 August 2026 to 24 August 2026.
Candidates should carefully check the state-wise vacancy, local language requirement, educational qualification, age limit and other eligibility conditions before submitting the application.
IOB LBO Recruitment 2026 – Job Overview
| Particular | Details |
|---|---|
| Organization Name | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Grade | JMGS-I |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Advertisement Date | 07 August 2026 |
| Total Vacancies | 250 |
| Job Location | State selected by the candidate |
| Application Start Date | 08 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Application Mode | Online |
| Official Website | IOB Official Website |
The official notification states that candidates can apply for only one state, and the merit list will be prepared state-wise and category-wise.
IOB Local Bank Officer Vacancy 2026
There are 250 vacancies for Local Bank Officers. The state-wise vacancy details are given below:
| State | Mandatory Local Language | Total Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | — | 250 |
Category-wise Total Vacancy
| Category | Vacancies |
|---|---|
| SC | 36 |
| ST | 18 |
| OBC | 80 |
| EWS | 22 |
| UR (General) | 94 |
| Total | 250 |
Some vacancies include backlog vacancies, as mentioned in the official notification.
Post Details
| Post Name | Total Posts |
|---|---|
| Local Bank Officer (LBO) – JMGS-I | 250 |
Eligibility Criteria
Educational Qualification
Candidates must possess a Degree (Graduation) in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government.
The candidate must have the valid mark sheet/degree certificate showing that they are a graduate on the date of registration and must enter their graduation percentage while applying online.
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Experience
No separate work-experience requirement is specified for the Local Bank Officer post in the educational qualification table of the notification.
Local Language Proficiency
Candidates must be proficient in reading, writing and speaking the local language of the state selected by them.
If a shortlisted candidate has not studied the specified local language in Class 10 or Class 12, they will have to appear for the Language Proficiency Test (LPT) before the Personal Interview. Candidates who fail the LPT will not proceed further.
Candidates who provide their Class 10 or 12 certificate/marksheet showing that they studied the required local language are exempted from the LPT.
Age Limit
The age will be calculated as on 01 August 2026.
| Particular | Age |
|---|---|
| Minimum Age | 20 Years |
| Maximum Age | 30 Years |
| Date of Birth | 02 August 1996 to 01 August 2006 |
The notification specifies that candidates must have been born not earlier than 02.08.1996 and not later than 01.08.2006, both dates inclusive.
Age Relaxation
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Persons affected by 1984 riots | 5 Years |
| Eligible Ex-Servicemen/Commissioned Officers/ECOs/SSCOs | 5 Years |
The notification contains additional conditions governing age relaxation and cumulative relaxation.
Salary / Pay Scale
The post is in JMGS-I / Scale-I. The notification gives the following Scale-I pay structure:
Basic Pay: ₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920
DA, HRA, CCA and other allowances/perquisites will be applicable according to the Bank’s rules in force from time to time.
Probation
Selected candidates will remain on probation for 2 years of active service from the date of joining.
Service Bond
Selected candidates are required to execute a Financial Service Indemnity Bond of ₹2,00,000 for rendering service for a minimum period of 3 years.
Application Fees
The application fee/intimation charges are non-refundable.
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | ₹175/- |
| General / EWS / OBC | ₹850/- |
The above amounts are inclusive of GST.
Payment can be made through online modes such as Debit Card, Credit Card, Internet Banking, BHIM and UPI.
Selection Process
The selection process for IOB Local Bank Officer Recruitment 2026-27 consists of:
- Online Examination
- Language Proficiency Test (where applicable)
- Personal Interview
Candidates qualifying in the online examination will proceed to the LPT where applicable and candidates qualifying in the required stages will be called for the Personal Interview.
Online Examination Pattern
| Subject | Questions | Marks | Medium | Duration |
|---|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | English & Hindi | 60 Minutes |
| General / Economy / Banking Awareness | 40 | 40 | English & Hindi | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | English & Hindi | 60 Minutes |
| English Knowledge | 40 | 40 | English | 30 Minutes |
| Total | 140 | 200 | — | 3 Hours |
The online examination contains 140 objective-type questions for 200 marks. There is a 1/4th (0.25) negative marking for each wrong answer, while no marks are deducted for an unanswered question.
Qualifying Marks
- Reserved candidates: 30% aggregate
- Unreserved candidates: 35% aggregate
- There are no sectional qualifying marks.
Personal Interview
The Personal Interview will carry 100 marks.
- Reserved candidates: 45% minimum qualifying marks
- Unreserved candidates: 50% minimum qualifying marks
Final Selection Weightage
| Stage | Weightage |
|---|---|
| Online Examination | 80% |
| Personal Interview | 20% |
| Total | 100% |
Final selection will be based on the combined score and the merit list will be prepared state-wise and category-wise.
Important Dates
| Event | Date |
|---|---|
| Advertisement Date | 07 August 2026 |
| Online Registration Starts | 08 August 2026 |
| Application Fee Payment Starts | 08 August 2026 |
| Last Date for Online Registration | 24 August 2026 |
| Last Date for Fee Payment | 24 August 2026 |
The official notification confirms the registration and fee-payment window as 08.08.2026 to 24.08.2026.
Note: The notification does not specify the online examination date in the initial advertisement. Candidates should check the official IOB website for further announcements. The Bank states that further recruitment-related announcements will be published on its authorized website.
How to Apply for IOB Local Bank Officer Recruitment 2026?
Eligible candidates can apply online by following these steps:
- Visit the Indian Overseas Bank Official Website.
- Go to the Careers section.
- Find “Recruitment of Local Bank Officers – 2026-27.”
- Read the detailed advertisement carefully.
- Select the state for which you want to apply.
- Click on the Register Online option.
- Complete the registration process.
- Upload the required photograph, signature, left thumb impression and handwritten declaration as per the prescribed specifications.
- Enter all required personal, educational and other details.
- Pay the applicable application fee/intimation charges online.
- Submit the application form.
- Download and keep a printout of the submitted application form and payment receipt for future reference.
Important
A candidate can apply for only one state. Candidates cannot apply for vacancies in multiple states.
Important Links
| Description | Link |
|---|---|
| IOB Official Website | Visit Official Website |
| Online Application | Apply Online – IOB Careers |
| Official Notification | Download/Read Official Notification |
Note: The notification directs candidates to the IOB website’s Careers section for the “Recruitment of Local Bank Officers – 2026-27” application and advertisement.
Important Points for Candidates
- Candidates can apply for one state only.
- The selected candidate will be posted in the state applied for.
- The selected candidates will be posted within the selected state for the first 12 years of service or until promotion to SMGS-IV Grade, whichever is earlier.
- Local language proficiency is mandatory.
- Candidates who studied the required local language in Class 10 or 12 are exempt from LPT.
- The online examination has negative marking.
- The final selection weightage is 80% Online Examination + 20% Personal Interview.
- Application fee once paid will not be refunded.
- Candidates should keep their registered email ID active throughout the recruitment process.
The IOB Local Bank Officer Recruitment 2026-27 offers 250 Local Bank Officer vacancies across Tamil Nadu, Karnataka, Maharashtra and Gujarat. Graduates aged 20 to 30 years who meet the required local language criteria can apply online between 08 August and 24 August 2026.
Candidates should complete the application well before the last date and carefully verify their selected state, category, educational details and other information before final submission.
